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[Translate to English:] TC Gebäude

Financial Inclusion

by Raiffeisenlandesbank Niederösterreich-Wien

EN Rb

Welcome to the Raiffeisenlandesbank Niederösterreich-Wien Case!

RB NÖ WIEN

With the launch of the Business Case Challenge 2025, Raiffeisenlandesbank Niederösterreich-Wien (RLB NÖ-Wien)is excited to collaborate with the next generation of business leaders to develop innovative solutions for a more inclusive financial world.

Financial access is a key factor in enabling social and economic participation. However, limited financial literacy and restricted access to financial products can have severe consequences for individuals and society—ranging from economic insecurity to social exclusion.

As one of the largest banks in Austria and a key player in the Raiffeisen Banking Sector, RLB NÖ-Wien is committed to promoting financial inclusion by making financial knowledge, banking products, and investment opportunities more accessible to disadvantaged groups. With its omnichannel approach, combining digital services with personal advisory, RLB NÖ-Wien provides modern financial solutions tailored to diverse customer needs.

For this year’s challenge, we invite you to develop an innovative solution that makes financial products and services more inclusive and enhances financial education. Your idea should align with RLB NÖ-Wien’s Corporate Social Responsibility (CSR) strategy and create measurable value for society.

Case Summary

Financial exclusion affects many groups—including women, young people, seniors, migrants, unemployed individuals, and low-income earners. A lack of financial literacy can result in poor financial decisions, increased vulnerability, and limited access to essential services such as credit, insurance, and investment opportunities.

Your task is to develop an initiative or project that enhances financial inclusion in Austria while remaining economically viable. The best solution will expand RLB NÖ-Wien’s commitment to sustainable social innovation and create a positive impact on society.

Key Focus Areas:

  • Idea Development: Develop an innovation that helps RLB NÖ-Wien improve access to financial education, products, and services.

  • Impact Analysis: Describe how your innovation improves access to financial services and financial literacy. Consider how you will measure its impact—for example: How many people will you reach? What new opportunities will they have?

  • Economic Assessment: Calculate the costs and potential financial benefits of your innovation for RLB NÖ-Wien. Estimate the cost per unit of impact.

Evaluation Criteria:

  • Persuasiveness of the Idea – Is the concept clear and impactful?

  • Degree of Innovation – Is the approach creative and unique?

  • Depth of Impact and Economic Analysis – How well are the financial and social benefits evaluated

  • Clarity of Presentation – Is the solution structured logically and communicated effectively?

Structure of Your Submission

Present your solution in a structured presentation with the following chapters:

  • 1. Introduction & Executive Summary

  • 2. Idea Development

  • 3. Impact Analysis

  • 4. Economic Assessment

  • 5. Conclusion & Summary

Terms of participation

Participation in the Fly Greener Case is open to all individuals in education. This primarily includes students from all disciplines and universities, as well as those in military service or social service. If you are uncertain about your eligibility, please reach out to us!

You can work either individually or in a team of up to 4 people.

Participation is now unlocked!

Deadline: June 2, 2024 - 23:55 (GMT+1)

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